Savings

What are Designated Personal Saving Funds.

It is always a bright idea to find a valid reason to start saving money. Unless you put your money to work through savings and investments, it will not act as an asset to you. On the contrary chances are more that you will eventually loose it due to bad decisions and wrong investments. Making

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What should be my monthly savings for 2021?

What percentage of our monthly income should we set aside for savings? This is a million-dollar question that almost never receives a sensible answer. Those who have figured out the right answer fall into the category of smart money managers. The first two steps deeply depends on your financial planning abilities. The first step in

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The Psychology of Saving

We all want to save money for our future. But the first step to saving is changing your mind-set. Your money mind-set is a collection of beliefs and attitudes about money that are unique to you. These beliefs inform your decisions about how to save, invest, and manage your money. Your money mind-set influences how

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